The Internet Makes Applying for Credit Cards Easier

The Internet Makes Applying for Credit Cards Easier

Creditor Web utilizes the power of the Internet to make learning about and applying for credit cards easier for consumers.

(PRWEB) May 4, 2005

For some people, the Internet has become such an integral part of life that itÂ’s difficult to remember how they ever got buy without it. It has revolutionized several aspects of life such as booking trips, buying gifts, performing research and keeping in contact with friends. It is also changing the way we apply for credit cards.

Just a decade ago when someone wanted to apply for credit it meant either taking a trip to their local bank and filling out paper applications or calling several creditors. This made applying for a credit card a very time-consuming process.

Now, one can find almost all the data needed about a credit card by simply visiting the website of the issuer. The problem is that many people only compare the credit cards offered by one or two companies before making a decision. This can result in not getting the best rate or not being approved.

Creditor Web, http://www. creditorweb. com (http://www. creditorweb. com) has launched a new website designed to simplify this process. This website provides the visitor with the capability to search the credit card offerings of multiple issuers at once based on several criteria such as interest rate, rewards and credit score. The site then displays the search results with the important criteria about each card needed to make an educated decision.

Visitors can also find helpful articles about applying for and using credit cards wisely in Creditor Web’s Education Center. “The idea is that users can have a single location to educate themselves about credit cards before making a decision,” said Jeremy Zongker, President of Creditor Web, “…once the visitor is armed with this knowledge, we then provide the resources he or she needs to find the card they are looking for.”

Experts agree it is important for anyone to educate themselves about the process and compare their options before making any major financial decision. Websites such as Creditor Web, http://www. creditorweb. com (http://www. creditorweb. com) have utilized the power of the Internet to make this process easier.

# # #

FunnelBrain Brings Academic Success Through Online Collaboration Tools

FunnelBrain Brings Academic Success Through Online Collaboration Tools

Students and teachers work together and create study materials on FunnelBrain. com

Los Angeles, CA (PRWEB) April 3, 2009

FunnelBrain, LLC announced the public beta launch of FunnelBrain. com (http://www. funnelbrain. com), an academic question and answer site that provides an environment for collaborative online learning. FunnelBrain, founded by seasoned Internet executives from Move, Inc. (NASDAQ:MOVE) and education experts, has been developing the new site for a year.

"Our focus is on enabling online collaboration in a student driven community," said Joe DeTuno, CEO of FunnelBrain. "Bringing together social media and learning allows students to easily connect and learn from one another."

On FunnelBrain, students work in teams to create review questions and answers, paired with video explanations, for academic subjects. Wiki-style content creation tools and easy to use video, audio, text and images empower the group collaboration.

Key Features Include:

Free Online Flashcards (http://www. funnelbrain. com/searchResults. php? searchTxt=&decks=tru)
Create review questions using a rich text editor with embed videos, photos, audio voice-over, special characters and math equations. Example flashcard sets include AP Psychology (http://www. funnelbrain. com/searchResults. php? searchTxt=ap%20psychology&decks=true), AP Biology (http://www. funnelbrain. com/searchResults. php? searchTxt=ap%20biology&decks=true), AP Chemistry, AP Literature, AP Economics, AP Calculus and many others.

Explanations and Mnemonics:
Include an explanation and mnemonic device for all your review materials using videos, images and text.

Free Study Groups
Create groups and invite friends, add photos, and have real-time discussions. The invitation feature even allows you to invite friends from your favorite social network including Facebook and MySpace.

Profiles and Friends:
Add a profile photo. Add your classmates and friends. Include information such as your favorite class, the school you attend and groups you have joined. Your profile is automatically updated with study materials you save, create and review on FunnelBrain.

The FUNNEL:
The FUNNEL is a learning application that manages your study process to make it efficient and effective using a spaced repetition algorithm that presents the right question at the right time.

Discussion Boards, Ratings & Tagging:
Discuss and comment on any question, answer or group topic in real-time. You may also rate and tag content to make it easier to find and share in the community.

Video Gallery for Flashcards and Explanations:
Upload unlimited number videos for all your questions, answers, explanations and mnemonics.

Find Study Materials:
Dynamically search throughout the entire site for any review question, flashcard set, group, comment or classmate.

About FunnelBrain LLC:
FunnelBrain is an academic question and answer site that provides an environment for collaborative online learning. For additional information visit blog. funnelbrain. com (http://blog. funnelbrain. com). FunnelBrain is a trademark of FunnelBrain LLC.

###

Corporate Psychic Victoria lynn Weston Develops An Exclusive Web Community to Feature the Best 100 Psychics and Astrologers

Corporate Psychic Victoria lynn Weston Develops An Exclusive Web Community to Feature the Best 100 Psychics and Astrologers.

WORLD-RENOWN PSYCHIC/INTUITIVE CONSULTANT, AUTHOR, SPEAKER AND DOCUMENTARY PRODUCER, VICTORIA LYNN WESTON PRESENTS AN EXCLUSIVE WEB COMMUNITY TO FEATURE THE TOP 100 PSYCHICS AND ASTROLOGERS FROM AROUND THE WORLD.

(PRWEB) August 17, 2003

Atlanta, Georgia -- (www. PsychicVista. com) For more than 15 years, Victoria lynn Weston has been known as a "corporate psychic" who has provided her insights in the area of market trends and company growth to top executives from such companies as Henry Ford Health System, ASR Corporation, and REM.

Today clients consult with her by telephone or email from around the globe. "Every client has unique needs, but my focus is on the future. The future of one's career, investments, personal and spiritual growth," says Victoria lynn Weston. A passionate individual who trusts her own intuition recognizes a need in the marketplace to develop a community that features the world's best professional psychics and astrologers. "People don't know where to find quality psychics and astrologers. To be perfectly frank, we have been bombarded by the not-so-geniune readers for years, causing mass confusion about the profession in general," says Victoria lynn Weston.

Enter PsychicVista. com, an exclusive online community to feature the world's top 100 psychics and astrologers. Thousands of dollars are spent every year consulting with psychics and astrologers. Victoria lynn Weston says, "The truth is, there are quality psychics and astrologers, and individuals seeking knowledge that extends beyond the five senses should feel confident that they are consulting with the best in this profession. Equally important, clients pay by the hour, not by the minute!"

PsychicVista. com is presently seeking professional psychics, intuitives and astrologers with a reputation for providing useful, detailed and accurate readings. Whenever we feature a "Professional Psychic, Intuitive Consultant or Astrologer" on PsychicVista. com, it is because the individual has demonstrated positive, authentic and accurate abilities. We will continue to feature readers who are sincere, ethical, and interested in helping others and serve a worldwide audience of users. Before you invest in a psychic or astrologer consultation, explore PsychicVista. com and let your intuition be your guide.

More Than A Consulting Community: "PsychicVista. com is far more than another psychic website" said Victoria lynn Weston, Founder. "I am a creating a vibrant home for psychic and intuitive knowledge, education and training. In addition to offering consulting services, there will be online tele-lectures, psychic and intuitive development courses and astrological certification courses including an online library of psi, intuitive and spiritual articles. Users will access online courses through AkashicUniversity. com with tuition fees.

Courses and seminars are uniquely designed to be taken independently or with instructors. Extensive Content. Quality Standards. Professional Psychics & Astrologers. "PsychicVista. com and its partners are committed to creating a dynamic home for intuitive knowledge and practice," says Victoria lynn Weston.

Whether you are a professional psychic, intuitive consultant or astrologer, or simply curious for such insights, visit PsychicVista. com for details.

Victoria lynn Weston is a resident of Atlanta, Georgia. She is the founder of AkashicUniversity. com, PsychicVista. com, and ZoieFilms. com. She is the author of Selecting Your Psychic, From Main Street to WallStreet and Into The Future, The Next Millennium. In addition, she produced a series of documentaries including, America's Victoria, Remembering Victoria Woodhull, The Intuitive Factor, The Psychic Truth which have aired in Canada and PBS stations.

Sheriff Bob Brooks Elected Executive Board President, Ventura County Scout Council

Sheriff Bob Brooks Elected Executive Board President, Ventura County Scout Council

CAMARILLO, Calif., April 29, 2002 - The Ventura County Scout Council today announced that Bob Brooks, Ventura County Sheriff, has been appointed as the new president of the executive board of the Ventura County Scout Council. In this role, Brooks will lead the executive board, consisting of over 40 community and business leaders from all areas of Ventura County in establishing policy, raising funds, and governing Council affairs.

(PRWEB) April 29, 2003

CAMARILLO, Calif., April 29, 2002 - The Ventura County Scout Council today announced that Bob Brooks, Ventura County Sheriff, has been appointed as the new president of the executive board of the Ventura County Scout Council. In this role, Brooks will lead the executive board, consisting of over 40 community and business leaders from all areas of Ventura County in establishing policy, raising funds, and governing Council affairs.

"I am pleased to have the opportunity to lead this fine organization which has served Ventura County residents for over 90 years," said Brooks about his appointment. "During my term as president, I will focus on increasing the availability of traditional scouting programs in the under served minority communities of Ventura County through churches and schools; assisting the Learning for Life program in establishing a permanent financial base that will allow it to expand its programs, and refocusing the efforts of the Council¡¦s dedicated volunteers toward promoting and funding scouting activities. I look forward to the challenge and am grateful for the assistance of the council's dedicated staff and volunteers."

A 29-year veteran of the Ventura County Sheriff's Department, Brooks was elected Sheriff and appointed by the Board of Supervisors to begin his term on June 27, 1998. In addition to his newly appointed role with the Scouts, Brooks serves on the board of directors for several professional, educational and charitable organizations. He has served as an instructor at California State University Northridge and California Lutheran University where he taught Public Policy Analysis. He is an honorary Rotarian and attends Sonrise Christian Fellowship.

"At a recent church service dedicated to praying for the safety of our troops, Simi Valley Boy Scouts provided a color guard and bugler for the presentation of our flag," said Brooks. "As I watched them lead us in pledging our allegiance to this great land, I was moved by the symbolism of the moment. These young Scouts represented the values that make our nation great and also the hope for the future of our democracy. I was so proud of them and encouraged by knowing that they and thousand of other local Scouts will make America even stronger and better in coming years."

Brooks received his bachelor's degree in public administration from the University of Redlands and his master's degree in organizational management from Regent University. Brooks graduated from the National Sheriffs' Institute, the National Executive Institute and with distinction from the P. O.S. T. Command College. He is in demand as a speaker at symposiums, conferences, and community organizations. His articles have been published in "The Journal of California Law Enforcement" and "American Jails" magazine.

The purpose of the Ventura County Scout Council, chartered in 1921, is to provide an educational program for boys and young adults to build character, to train in the responsibilities of participating citizenship, to grow in personal fitness and to develop leadership skills. Its mission is to bring adults and resources together to guide boys and young adults to become successful, participating, members of the communities in Ventura County.

 The Scouting program offered by the Council includes:

-- TIGER CUBS - A one-year program for 1st grade boys and an adult that stresses joint participation. The boys and adults meet weekly to plan family activities and monthly to exchange ideas and participate in an activity with other Tiger Cubs.

-- CUB SCOUTING - A family and home centered program for boys who are in second and third grade. When they are in fourth and fifth grade, they become Webelos Scouts and prepare to become Boy Scouts.

-- BOY SCOUTING - A program for boys 11 through 17 years of age, or boys who have completed the fifth grade, designed to achieve Scouting's objectives through a vigorous outdoor program and peer-group leadership under the guidance of an adult Scoutmaster.

-- VENTURING - A youth development program of the Boy Scouts of America for young men and women who are 14 (and have completed the eighth grade) through 20 years of age. Venturing crews specialize in a variety of high adventure, ministry, and hobby interests and is based on a unique and dynamic relationship between youth, adult leaders, and organizations in their communities. This is the fastest growing and one of the most exciting programs offered by the Boy Scouts of America.

The Ventura County Council is supported through a number of major sources which include: sustaining memberships from parents, businesses, alumni, and interested Friends of Scouting; an annual auction; popcorn sales; a golf tournament; boat sales; the Ventura County Agriculture for Scouting program; foundations & special grants, and trust fund income.

About the Ventura County Scout Council

The purpose of the Ventura County Council, chartered in 1921, is to provide an educational program for boys and young adults to build Values, Skills, and Leadership. Programs are provided at the unit, district and council level that focus on each of these areas in-depth through hands-on learning and community service. The Ventura County Scout Council brings adults and resources together to guide Scouts as the progress in their quest to become successful, active, members of their communities. As of December 31, 2001, registered membership was:

YOUTH

UNITS

414 Tiger Cub Scouts (1st Grade Boys) 129 Packs

(4,382 total Cub Scouts)

2,010 Wolf & Bear Cub Scouts (2nd & 3rd Grade Boys) 

1,958 Webelos Scouts (4th & 5th Grade Boys) 

2,440 Boy Scouts ( ages 11-17 young men) 101 Troops

267 Varsity Scouts (ages 14-17 young men) 38 Teams

493 Venture Scouts (ages 14-20 young men and women) 52 Crews

7,582 Total Youth 320 Total Units

 For more information on youth or adult Scouting, contact 805.492.8938 or www. vccbsa. org.

(30)

BMI of Texas Offers Free Educational Seminars in San Antonio for People Considering Weight Loss Surgery

BMI of Texas Offers Free Educational Seminars in San Antonio for People Considering Weight Loss Surgery

Bariatric surgeons Terive Duperier, MD, and Michael Seger, MD help patients achieve weight loss goals through a variety of bariatric surgery procedures at the Bariatric Medical Institute of Texas

(PRWEB) April 7, 2010

The Bariatric Medical Institute of Texas (BMI of Texas), (http://www. bmioftexascom) which specializes in a variety of weight loss surgery procedures in Texas, today announced its schedule (http://www. bmioftexas. com/default/get-started/seminar-schedule) of upcoming seminars for people considering bariatric surgery. The free seminars, conducted by two of the most experienced bariatric surgeons in San Antonio, serve as an important educational tool to guide obesity surgery patients on their journey towards better health.

During these seminars, BMI of Texas bariatric surgeons Terive Duperier (http://www. bmioftexas. com/default/our-expert-team/frank), MD, and Michael Seger (http://www. bmioftexas. com/default/our-expert-team/michael), MD, discuss various obesity surgery options, answer questions, and offer patients support and guidance for their weight-loss journey. Many insurance plans cover weight loss surgery, and BMI of Texas patient concierges are available during the seminars to discuss attendees’ insurance coverage. The free seminars, being held in San Antonio, begin on April 10, 2010 and continue through July 15, 2010. To view a complete seminar schedule and register online, visit the Website at bmioftexas. com.

"Numerous studies have proven the efficacy of weight loss surgery. With new advances in bariatric surgery procedures, it’s important for anyone considering weight loss surgery to fully understand the various types of surgeries available,” said Dr. Duperier. “At BMI of Texas, we require all prospective patients to attend a seminar and learn about the variety of weight loss surgeries we perform. In addition, attendees hear from our post-op patients, who share their personal experiences and weight loss journey so that potential patients will have a thorough understanding of the surgical process.”

BMI of Texas, located in San Antonio's Medical Center area, helps patients achieve their weight loss goals through various surgical procedures (http://www. bmioftexas. com/default/our-expert-team/your-options) including gastric bypass (http://www. bmioftexas. com/default/your-options/laparoscopic-gastric-bypass), adjustable gastric band and sleeve gastrectomy. Additionally, the surgeons perform a full spectrum of advanced laparoscopic procedures, including laparoscopic Nissen Fundoplication (anti-reflux surgery), laparoscopic colon surgery, laparoscopic pancreatic surgery, and laparoscopic hernia surgeries.

BMI of Texas assists patients throughout their entire weight loss journey. After attending the free, educational seminar, patients are then assigned a patient advocate to help coordinate the extensive paperwork and insurance stipulations necessary for surgical intervention. Post-operatively, the doctors continue to follow their patients to ensure long-term weight loss success. As part of its comprehensive program, BMI of Texas offers an on-site dietitian for nutritional counseling and hosts support groups where post-op patients can discuss a wide variety of issues, such as relationships and dietary concerns. In addition, the practice’s Web site includes a calculator for prospective patients to calculate their BMI at www. bmioftexas. com/default/bmi-calculator (http://www. bmioftexas. com/default/bmi-calculator).

Dr. Seger and Dr. Duperier were recently recognized by the American Society for Bariatric and Metabolic Surgery for high-quality care in bariatric surgery when the ASMBS renewed their designation as a Bariatric Surgery Center of Excellence.® The designation recognizes surgical programs with a demonstrated track record of favorable outcomes in bariatric surgery.

About BMI of Texas:
Founded in 2008, the Bariatric Medical Institute of Texas is focused on helping patients achieve their long-term weight loss goals. More information on the practice can be found online at bmioftexas. com.

# # #

Active-aging Industry Grows Services for Older Adults

Active-aging Industry Grows Services for Older Adults

New survey from International Council on Active Aging® shows a 51% increase in wellness programs for older adults.

Vancouver, BC (PRWEB) October 4, 2010

The economic news this year has generally focused on the standstill in production and consumer spending. Despite this environment, the active-aging industry is slowly but steadily growing, according to new research from International Council on Active Aging® (ICAA), the association that provides services and business intelligence for professionals working with people 50 years and older.

Active aging means living live as fully as possible, with opportunities for health, productivity and safety. The active-aging industry was created when ICAA brought together diverse business sectors—from real estate to seniors services and fitness—by recognizing their mutual purpose of providing services to older adults. The industry’s emphasis on quality of life among older adults has resulted in an abundance of Wii tournaments and strength training classes, expeditions to China, volunteer tutors in inner city schools, age-friendly modifications to treadmills and universal design features in new housing.

The ICAA 2010 Active-Aging Industry Development Survey collected information from 640 respondents to an online survey who work primarily in retirement communities, seniors centers, wellness centers, health clubs and additional locations that provide services for older adults. These providers of services to older adults reported a surge of optimism and service growth.
 Over three-quarters (77%) of respondents plan to add more activities, classes or programs over the next two years. This is a 51% increase from the responses to the identical questions that appeared on an earlier ICAA survey, conducted one year ago, when half (51%) of respondents stated they were adding in the next 12 months (ICAA Economy Survey, July 2009, 489 respondents).

 The growth in program offerings is complemented by jobs creation: 27% plan to hire more wellness staff over the next two years.

 Capital projects are being planned by 41% of respondents, including building new wellness centers and expanding or renovating current wellness and fitness facilities. Retirement communities are refurbishing or building new residences.

“While the larger economy may be suffering from a cold, the active-aging industry is in good health,” explained Colin Milner, CEO of International Council on Active Aging. “From the business perspective, the market of older adults is large and growing, and overall older adults have a net worth that enables them to make choices to maintain their health and keep their days interesting. The results of this survey show that businesses are positioning themselves to meet those needs, by building and upgrading facilities and expanding their programs.”

The ICAA 2010 Active-Aging Industry Development Survey is available for $149. The survey is free of charge to ICAA Organizational members, and at a discounted rate to ICAA Individual members. Member of the media may contact Colin Milner at colinmilner(at)icaa(dot)cc for copies of the survey.

About the survey

The ICAA 2010 Active-Aging Industry Development Survey was an online survey available from July 17 through August 14, 2010. Respondents included continuing care retirement communities (24%), active adult and independent living retirement communities (24%), independent living with assisted living and assisted living communities (13%), seniors centers (13%), health club or medically-based wellness/fitness centers (10%) and other locations. Among the 640 respondents; 65% have a formal wellness program for older adults and 29% offered wellness activities, but not a formal program.

About the International Council on Active Aging (ICAA)
Http://www. icaa. cc

ICAA, a professional association that leads, connects and defines the active-aging industry, supports professionals who develop wellness facilities, programs and services for adults over 50. The association is focused on active aging—an approach to aging that helps older adults live life as fully as possible within all dimensions of wellness—and provides its members with education, information, resources and tools.

As an active-aging educator and advocate, ICAA has advised numerous organizations and governmental bodies, including the US Administration on Aging, the National Institute on Aging (one of the US National Institutes of Health), the US Department of Health and Human Services, Canada ’s Special Senate Committee on Aging, and the British Columbia ministries of Health, and Healthy Living and Sport.

# # #

How can we protect children from sexual abuse? SOhopeful has some answers

How can we protect children from sexual abuse? SOhopeful has some answers

Each year thousands in of children in America are sexually abused, but there are viable, effective, and fiscally responsible ways to spare many from this experience.

(PRWEB) August 12, 2005

Sexual abuse, and especially child sexual abuse, is a heinous crime and is inexcusable. But there are basic strategies and methods to protect children from abuse and victimization – first and foremost being good family relationships and constant communication, the second being parental supervision.

With that in mind, there are several programs that can be implemented to intervene, to actually stop someone from abusing in the first place, and to halt existing abuse.

Many adults who have sexually abused children have stated that their inappropriate thought patterns began in early puberty. Had there been intervention at that time, those deviant thought patterns would not have become ingrained and they may never have sexually abused a child.

Many juvenile offenders have very poor personal boundaries, due to lack of healthy boundaries at home, and are therefore unable to recognize and respect the boundaries of others.

When asked about juvenile offenders and their experience in the system, Carolyn Ferguson (Executive Director of SOhopeful International Inc.) stated, "It is unwise in the long-run to immediately escort these young people directly into the court system, where they may face shame-based treatment programs, which can be extremely damaging to their developing identity and self image."

Since our children are bombarded daily with so many sexually oriented mixed messages from our media, it naturally leads to confusion. There are sex education classes in public schools, but they cover only the biological processes and sexually transmitted diseases. Teens usually get their information about sexuality from peers, movies, music or other questionable sources. Currently, there is no venue for teens to go to get information about sexuality relating to appropriate boundaries, what is normal, what is not, and where the "line" is between them.

SOhopeful has some proposals to stop sexual abuse before it starts.

Carolyn explained one:

"It makes sense, then to create a program that is a confidential avenue for young teens to ask questions, to discuss healthy boundaries and appropriate behavior and the legalities of sexual behavior. It could also be an opportunity to usher a young person with unhealthy thought patterns and inappropriate behaviors towards counseling and positive programs that would be more personal and in-depth about learning how to interact with their peers in a non-sexual way, and help them to grow up psychosexually healthy. Not only does the juvenile get attention in this area, the parents and siblings could use the help, too.

"The goal is to stop those inappropriate thoughts from becoming ingrained patterns and incorporated into their personality and identity. Most of these kids can be realigned and assisted to grow up healthy, families can be strengthened and unified, our communities and everyone benefits."

This could be done at a minimum of cost.

Likewise, there are common-sense strategies to improve the management and tracking of actual sex offenders who pose a high-risk to the public. SOhopeful International has a plan to strengthen the sex offender registry in a way that respects the rights of victims, protects the public, and is fiscally responsible.

For information on this strategy and more, visit www. sohopeful. org. Be sure to look at the documentation in the Library at www. sohopeful. org/forum (http://www. sohopeful. org/forum).

###